Avoid running out of money when you need it.

Even though the financial industry is one of the largest industries in the world, and even though we are flooded with financial news and websites, financial literacy is as confusing as ever.

Most people have trouble balancing their budget or reading a financial statement. We use credit cards and dont always understand all the hidden charges. We want to have good health care and save for our retirement, but many of us do not have a plan.

We need to change, but we need understanding first.

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